New Build vs Resale in Phoenix 2026: Which One Actually Costs Less?

Published on: 08/20/2026

In 2026 the value gap between new builds and resale homes in Phoenix has narrowed sharply. Builder rate buydowns pulled back from about 3.99% to roughly 4.5%, so resale is competing again. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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